How to Create Stronger Passwords and Remember Them

How to Create Stronger Passwords and Remember Them

The Identity Theft Resource Center (ITRC) states that a password is a long, virtually unguessable combination of letters, numbers, and symbols that are used for only one account – not repeated across several accounts. Do your passwords currently meet those criteria? If not, it could be time for an upgrade.

The perfect password should be memorable for you but essentially impossible for others to guess, which can be difficult when experts advise using a unique password for each account. Select longer passwords like a song lyric, quote, or meaningful phrase and mix it up with capital letters, special characters, and numbers. For example, the password “Spooky Halloween” converts to “sPo0kyH@ll0w3En”.

With modern technology, there are better methods to better protect your accounts beyond just a password, and security experts state that two-factor authentication could be one of the best solutions.

Two-factor authentication is a security process that verifies your identity in two separate ways before allowing you to access your account. The initial “factor” that you identify yourself with is usually your password. The second factor could be a text message code sent to your phone, a USB security key that you carry, your fingerprint, or another method.

Using this method of security could effectively protect you from phishing emails that target your information, malware that attempts to scrape your password, or even a process called credential stuffing, a process where attackers take username and password combinations stolen from one website and “stuff” those credentials into other websites, attempting to access the victim’s other online accounts.

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